vijay.afc@gmail.com
+91-7666375125 , 9822664921

E@SECURE Insurance for Unauthorized Online Transactions

In a world where you are digitally connected all the time, you are far more vulnerable than ever to the dangers of the internet. Protect yourself and your family with E@SECURE insurance. The policy covers following risks.

  • Unauthorized Online Transactions
  • Identity Theft
  • Optional Malware Cover
  • Optional Family Cover
  • Phishing & Email Spoofing
  • Legal Expenses
  • Damage to e-Reputation & Cyber Bullying/Harassment

Optional Cover

Family: Extend Cover to include self, spouse and dependent children ( Maximum upto 4 family members)

Protection of Digital assets from Malware

Covers Cost of restoration and recollection of digital data maximum upto 10% of limit of liability

Limit of Liability will be further sub limited as mentioned below

Sr No

Cover

Sub Limit

1

Unauthorized Online Transactions

100%

2

Legal Protection

100%

3

Damage to E-Reputation

25%

4

Psychological counselling

10%

5

Identity Theft

25%

6

E-Extortion

10%

7

Cyber Bullying

10%

8

Phishing and Email Spoofing

Phishing 15%

Email Spoofing – 25%

9

Protection of Digital Assets from Malware ( Optional )

10%

 

PREMIUM TABLE (Inclusive of 18% GST)

Limit

Sum Assured in INR

Rs.50000

Rs.1 Lakh

Rs.5 Lakh

Rs.20 Lakh

Rs.50 Lakh

Premium Per Annum for Individual

Rs.1664

Rs.2287

Rs.4158

Rs.7277

Rs.11852

Premium Per Annum for Individual + Family

NA

NA

Rs.7277

Rs.11644

Rs.18713

Optional Extention – Protection of Digital Assets from Malware

 

 

 

 

 

Per Annum Premium for Individual

Rs.1830

Rs.2516

Rs.4575

Rs.8005

Rs.13036

Per Annum Premium for Individual + Family

NA

NA

Rs.8005

Rs.12809

Rs.20585


EXCLUSIONS

  • Illegal or malicious act
  • Business activities of any kind including full time or part time gainful employment or any other work for pay or profit
  • Prior facts and circumstances
  • Failure to take reasonable precautions to protect your personal and confidential information
  • Loss directly or indirectly and intentionally created by you
  • Any kind of unexplained loss or mysterious disappearance
  • Any loss caused by the order of any government authority
  • Consequential losses of any kind or any damage by Third Party
  • Any inherent product defect / wear and tear/ disputes concerning purchase price
  • Loss already reimbursed by bank
  • Fees and costs before the acceptance of claim
  • Losses arising from theft, disappearance, loss of value or inaccessibility of cryptocurrency.
  • Claim made in connection to the Outage-of-external Networks
  • Claims reported after 6 months from the date of occurrence of the events covered
  • Any damage or destruction to tangible property including any use thereof
  • Any contractual or assumed liability
  • Infrigement of any Intellectual property rights
  • War & Terrorism
  • Inherent product defect Or any liability relating to securities, commodities, Deriatives, foreign and federal funds, currencies, foreign exchange and the like.
  • Unsolicited correspondence or communications (whether in physical or electronic form) wiretapping, audio or video recordings or telephone marketing.

The liability of insurance coverage starts only after issuance of policy documents and realization of insurance premium in full.

Interested call us on 9822664921 , we will send  you online payment link for E@Secure policy issuance.