Risk Involved in Mutual Fund Investments

• Market Risks

  Mutual funds are subject to market risks that may affect the value of investments.

• Market Volatility and NAV Impact

  Fluctuations in market conditions can lead to changes in the Net Asset Value (NAV) of the fund.

• Geo-Political Risks

  Events such as wars, political instability, or regulatory changes in countries can impact fund performance.

• Principal Investment Risk

  There is no guarantee of the return of the principal amount invested in mutual funds.

• Risk of Returns

  Returns on mutual funds are not fixed and are subject to market fluctuations.

• Past Performance Disclaimer

  Past performance of a mutual fund scheme does not guarantee future results.

• Change in Scheme Objectives

  The investment objective of a mutual fund scheme may change, which could affect its performance.

• Re-Categorization Risk

  Changes in the categorization of schemes by regulatory authorities or the AMC may alter the risk-return profile.

• Fund Management Risks

  Performance may vary due to changes in the fund management team or fund manager.

• Takeover or Merger of AMC

  Risks associated with the acquisition or merger of the Asset Management Company (AMC), leading to potential changes in management and strategy.

• Closure or Merging of AMC

  The closure of an AMC or its merging with another AMC may disrupt the management of funds.

• Segregated Portfolio Risks

  AMCs may segregate portfolios due to issuer defaults, market events, or unforeseen circumstances impacting fund liquidity and performance.

• Risks in New Fund Offerings (NFOs)

  NFOs may face price volatility, liquidity concerns, or even delisting risks.

• Scheme Winding Up

  Funds may be wound up due to illiquid instruments, high redemption pressures, or adverse market conditions.

• Force Majeure Risks

  Unforeseen events like natural disasters, pandemics, or global financial crises may impact investments.

• Default Risks

  Defaults or insolvency by issuers of securities held by the fund could affect NAV and returns.

• Inflation Risks

  Inflation may erode the real value of returns earned on mutual fund investments.

• Liquidity Risks

  Certain mutual fund schemes may have investments in illiquid securities, which can delay or impact redemption proceeds.

• Regulatory Risks

  Changes in government or SEBI regulations may impact the functioning or taxation of mutual funds.

• Foreign Investment Risks

  For funds investing overseas, currency fluctuations and geopolitical events in foreign markets could pose risks.

Investor Disclaimer

Mutual fund investors are requested to carefully evaluate all risks mentioned above and consult with Mutual Fund Distributors or financial advisors before making investment decisions.